少数中小存款金融机构不能支付到期债务 insolvency of a handful of small and medium-sized financial institutions
不良贷款 non-performing loans
防范和化解金融风险 address financial risks
提高企业借贷和行使民事责任的能力 improve enterprises’ creditworthiness and ability to fulfil their civil liabilities
监事会 supervisory board
实行谨慎会计制度 adopt prudential accounting standards
五级分类法划分贷款质量 the five-category asset classification approach
金融资产管理公司 financial asset management companies
分离和收回不良资产 substantially reduce the ratio of non-performing assets
分业管理、的规模经营 business segregation, economy of scale
规范金融机构市场退出制度 improve the market exit mechanism for financial institutions
政策性银行 state policy-related bank
国家发展银行 State Development Bank
知识经济 knowledge-based economy
网络经济 Internet-based networked economy
指导性计划 guidance plan
社会主义市场经济（中国） socialist market economy
社会市场经济（德国） social market economy
新经济（美国） new economy
中国光大银行 Everbright Bank of China
中国民声银行 China Minsheng Banking Corporation Ltd.
中信实业银行 CITIC Industrial Bank
中国进出口银行 China EXIM Bank
汇丰银行 Hong Kong and Shanghai Banking Corporation (HKSBC)
金融监管 financial supervision
中国人民银行法 Law of the People’s Bank of China
商业银行法 Law of Commercial Banks
保险法 Law of Insurance
证券法 Law of Securities
巴塞尔原则 Basel Core Principles
监管对象的行为有问题、的管理机制不健全 problems of supervised entities’ behavior and the unsound internal governance mechanism
风险意识 consciousness of risk prevention
事前监管 proactive regulation and supervision

account number 帐目编号
depositor 存户
pay-in slip 存款单
a deposit form 存款单
a banding machine 自动存取机
to deposit 存款
deposit receipt 存款收据
private deposits 私人存款
certificate of deposit 存单
deposit book, passbook 存折
credit card 信用卡
principal 本金
overdraft, overdraw 透支
to counter sign 双签
to endorse 背书
endorser 背书人
to cash 兑现
to honor a check 兑付
to dishonor a check 拒付
to suspend payment 止付
check 支票
check book 支票本
order check 记名支票
bearer check 不记名支票
crossed check 横线支票
blank check 空白支票
rubber check 空头支票
check stub, counterfoil 票根
cash check 现金支票
traveler's check 旅行支票
check for transfer 转帐支票
outstanding check 未付支票
canceled check 已付支票
forged check 伪支票
Bandar's note 庄票，银票
banker 银行家
president 行长
savings bank 储蓄银行
Chase Bank 大通银行
National City Bank of New York 花旗银行
Hongkong Shanghai Banking Corporation 汇丰银行
Chartered Bank of India, Australia and China 麦加利银行
Banque de I'Indo Chine 东方汇理银行
central bank, national bank, banker's bank 中央银行
bank of issue, bank of circulation 发行币银行
commercial bank 商业银行，储蓄信贷银行
member bank, credit bank 储蓄信贷银行
discount bank 贴现银行
exchange bank 汇兑银行
requesting bank 委托开证银行
issuing bank, opening bank 开证银行
advising bank, notifying bank 通知银行
negotiation bank 议付银行
confirming bank 保兑银行
paying bank 付款银行
associate banker of collection 代收银行
consigned banker of collection 委托银行
clearing bank 清算银行
local bank 本地银行
domestic bank 国内银行
overseas bank 国外银行
unincorporated bank 钱庄
branch bank 银行分行
trustee savings bank 信托储蓄银行
trust company 信托公司
financial trust 金融信托公司
unit trust 信托投资公司
trust institution 银行的信托部
credit department 银行的信用部
commercial credit company(discount company) 商业信贷公司（贴现公司）
neighborhood savings bank, bank of deposit 街道储蓄所
credit union 合作银行
credit bureau 商业兴信所
self-service bank 无人银行
land bank 土地银行
construction bank 建设银行
industrial and commercial bank 工商银行
bank of communications 交通银行
mutual savings bank 互助储蓄银行
post office savings bank 邮局储蓄银行
mortgage bank, building society 抵押银行
industrial bank 实业银行
home loan bank 家宅贷款银行
reserve bank 准备银行
chartered bank 特许银行
corresponding bank 往来银行
merchant bank, accepting bank 承兑银行
investment bank 投资银行
import and export bank (EXIMBANK) 进出口银行
joint venture bank 合资银行
money shop, native bank 钱庄
credit cooperatives 信用社
clearing house 票据交换所
public accounting 公共会计
business accounting 商业会计
cost accounting 成本会计
depreciation accounting 折旧会计
computerized accounting 电脑化会计
general ledger 总帐
subsidiary ledger 分户帐
cash book 现金出纳帐
cash account 现金帐
journal, day-book 日记帐，流水帐
bad debts 坏帐
investment 投资
surplus 结余
idle capital 游资
economic cycle 经济周期
economic boom 经济繁荣
economic recession 经济衰退
economic depression 经济萧条
economic crisis 经济危机
economic recovery 经济复苏
inflation 通货膨胀
deflation 通货收缩
devaluation 货币贬值
revaluation 货币增值
international balance of payment 国际收支
favorable balance 顺差
adverse balance 逆差
hard currency 硬通货
soft currency 软通货
international monetary system 国际货币制度
the purchasing power of money 货币购买力
money in circulation 货币流通量
note issue 纸币发行量
national budget 国家预算
national gross product 国民生产总值
public bond 公债
stock, share 股票
debenture 债券
treasury bill 国库券
debt chain 债务链
direct exchange 直接（对角）套汇
indirect exchange 间接（三角）套汇
cross rate, arbitrage rate 套汇汇率
foreign currency (exchange) reserve 外汇储备
foreign exchange fluctuation 外汇波动
foreign exchange crisis 外汇危机
discount 贴现
discount rate, bank rate 贴现率
gold reserve 黄金储备
money (financial) market 金融市场
stock exchange 股票交易所
broker 经纪人
commission 佣金
bookkeeping 簿记
bookkeeper 簿记员
an application form 申请单
bank statement 对帐单
letter of credit 信用证
strong room, vault 保险库
equitable tax system 等价税则
specimen signature 签字式样
banking hours, business hours 营业时间
share, equity, stock 股票、的股权
negotiable share 可流通股份
treasury /government bond 国库券/政府债券
closed-end securities investment fund 封闭式证券投资基金
open-end securities investment fund 开放式证券投资基金
market capitalization 市值
mark-to-market 逐日盯市
clearing and settlement 清算/结算
put / call option 看跌/看涨期权
rights issue/offering 配股
ADR(American Depository Receipt)美国存托凭证/存股证
GDR(Global Depository Receipt) 全球存托凭证/存股证
institutional investor 机构投资者
proprietary trading 自营
market manipulation 市场操纵
IPO(Initial Public Offering)新股初始公开发行
securities 证券
premium 溢价
share capital 股本
composite index 综合指数
capital market 资本市场
liquidity 流通性
highly-leveraged institutions(HLI) 高杠杆交易机构
subscribe 申购
underwriter承销商
road show 路演
primary market 一级市场
information disclosure 信息披露
blue chips 蓝筹股
gilt-edged bond 金边债券
rating agency 评级机构
credit trading 信用交易
open/close a position 建/平仓
bond, debenture, debts 债券
convertible bond 可转换债券
corporate bond 企业债券
fund manager 基金经理/管理公司
fund custodian bank 基金托管银行
p/e (price/earning) ratio 市盈率
payment versus delivery 银券交付
commodity/financial derivatives 商品/金融衍生产品
margins, collateral 保证金
bonus share 红股
dividend 红利/股息
retail / private investor 个人投资者/散户
broker/dealer 券商
insider trading/dealing 内幕交易
prospectus招股说明书
merger and acquisition收购兼并
warrant 认股权证
raised capital/proceeds 筹资
component index 成份指数
turnover rate 换手率
monetary market 货币市场
hedge fund 对冲基金
self-regulatory organization(SRO)自律组织
issuer 发行人
intermediary 中介机构
secondary listing 第二上市
secondary market 二级市场
controlling shareholder 控股股东
red chips红筹股
junk bond 立即债券
securities loan 融券
financing 融资