中国银行业的作用(5)-FECT(2)
网络资源 Freekaoyan.com/2008-04-11
7.Sixth, the segregation of banking business from securities and insurance business has contributed to the stability of the financial system in a transition period characterized by massive instiutional changes,inadequate regulatory resources and insufficient self-discipline.
第六,在体制大幅调整,监管能力不足以及行业自律意识不强的转型时期,实现了银行与证券业、保险业的分业经营,保证了整个金融体制的稳定。
(1)segregation: n.隔离;分开
segregate: vt.put apart from the rest;isolaate:隔离;分开
例:a policy of social segregation:种族隔离政策
(2)securities: (pl.)n.(复数)证券、股票和债券的投资(表明某人拥有股票或债券的证明)
例:gilt-edged securities:金边债券,优等债券(对英国政府债券的投资)
listed securities:上市证券(可在证券交易所买卖的股票或在官方证券交易所挂牌的证券)
securities broker:证券经纪人或交易商(以买卖证券为业的人)
(3)insurance: n.保险(投保人定期向保险公司支付小额资金,保险公司在投保人遭受损失、损害和伤害或死亡时给予补偿的协议)
例:life insurance:人寿保险
endowment insurance:养老保险(一种人寿保险,到期投保人可得到所保的金额,倘若投保人在到期前死亡,其继承人可得到所保的金额)
general insurance:普通保险(涉及被盗、损失、损害等的保险,人寿险除外)
(4)contribute (to): v.have a share in;help to bring about:有助于;促成
(5)a transition period:过度时期;转型时期
transition: n.changing,change,from one condition or set of circumstances to another:转移;过度
(6)massive institutional change:大幅度的体制调整(变化)
massive: a.large,heavy and solid:大而重的;巨大的
institution: n.long-established law,customs, or group:由来已久的法律,风俗习惯或团体;体制
institutional: a.法律的;体制的
(7)inadequate regulatory resources:管理手段缺乏;监管能力不足
inadequate: a.not adequate;insufficient:不适当的;不充分的
regulate: vt.control systematically;cause to obey a rule or standard:有系统地管理;节制;使遵守规则或合标准
regulatory: a.管理的,控制的,调整的
例:regulatory power:管理权(实施政府法规的权力)
resource: n.sth which helps in dong sth,that can be turned to for support,help consolation:有助于做某事的办法;解决困难或获得成功之方法
(8)insufficient self-disicipline:自我约束不够;自律(意识)不强;
insufficient: a.not sufficient:不充足的;不够的
self-:(prefix):(前缀)表示“自我,自身...”
例:self-employed: a.非受雇佣的;个体经营的
self-financing: n.自筹资金(公司从自有资金来源中筹集开发成本、购买固定资产的费用)
self-disicipline:自律;自我约束